Certificate Rates


 Rates effective 02/01/2026

Regular ShareS

Amount Term Deposit Rate APY**
$1,000.00 - $99,999.99 6 Months 3.20% 3.25%
12 Months 3.75% 3.82%
24 Months 3.20% 3.25%
36 Months 3.25% 3.30%
$100,000.00 and Above 6 Months 3.20% 3.25%
12 Months 3.75% 3.82%
24 Months 3.20% 3.25%
36 Months 3.25% 3.30%

IRA Shares

Amount Term Deposit Rate APY**
$1,000.00 - $99,999.99 6 Months N/A N/A
12 Months 3.75% 3.82%
24 Months 3.20% 3.25%
36 Months 3.25% 3.30%
$100,000.00 and Above 6 Months N/A N/A
12 Months 3.75% 3.82%
24 Months 3.20% 3.25%
36 Months 3.25% 3.30%